/* ---------------------------------------------------------------
   VYBE FINANCIAL — Shared Stylesheet
   Dark, bold, premium financial brand
----------------------------------------------------------------*/
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;900&display=swap');

* { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --bg: #0e0e0e;
  --surface: #151515;
  --surface-2: #1c1c1c;
  --gold: #c9a84c;
  --gold-light: #f0c96a;
  --text: #f0f0f0;
  --muted: #888888;
  --border: rgba(255,255,255,0.06);
  --border-strong: rgba(255,255,255,0.12);
}

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-weight: 400;
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* ---------- NAV ---------- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(14,14,14,0.72);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid var(--border);
}

.nav-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 18px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.logo {
  font-weight: 900;
  font-size: 22px;
  letter-spacing: 1px;
  color: var(--text);
  white-space: nowrap;
}
.logo .bolt {
  color: var(--gold);
  margin: 0 1px;
  font-weight: 900;
  display: inline-block;
  transform: translateY(-1px);
}

.nav-links {
  display: flex;
  gap: 36px;
  list-style: none;
  align-items: center;
}

.nav-links a {
  color: var(--text);
  font-weight: 500;
  font-size: 15px;
  position: relative;
  transition: color 0.2s ease;
}
.nav-links a:hover { color: var(--gold); }
.nav-links a.active { color: var(--gold); }

.nav-cta { display: flex; align-items: center; gap: 12px; }

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-block;
  padding: 14px 28px;
  font-weight: 700;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  border-radius: 4px;
  transition: all 0.25s ease;
  cursor: pointer;
  border: none;
  font-family: inherit;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: #0e0e0e;
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(201,168,76,0.28);
}
.btn-ghost {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--border-strong);
}
.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.hamburger {
  display: none;
  background: none;
  border: none;
  color: var(--text);
  font-size: 26px;
  cursor: pointer;
  padding: 4px 8px;
}

/* ---------- HERO ---------- */
.hero {
  min-height: 100vh;
  padding: 160px 32px 100px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
}
.hero::before {
  content: '';
  position: absolute;
  top: 10%;
  right: -15%;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(201,168,76,0.15), transparent 70%);
  filter: blur(80px);
  z-index: -1;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(201,168,76,0.06), transparent 70%);
  filter: blur(80px);
  z-index: -1;
  pointer-events: none;
}

.eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 12px;
  letter-spacing: 3px;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 24px;
  padding: 6px 14px;
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 100px;
  background: rgba(201,168,76,0.05);
}

.hero h1 {
  font-size: clamp(42px, 7vw, 92px);
  font-weight: 900;
  line-height: 1.04;
  letter-spacing: -2px;
  margin-bottom: 28px;
  max-width: 1100px;
}
.hero h1 .gold { color: var(--gold); }

.hero p.lead {
  font-size: 19px;
  color: var(--muted);
  max-width: 640px;
  margin-bottom: 44px;
  font-weight: 300;
  line-height: 1.6;
}

.hero-ctas {
  display: flex;
  gap: 16px;
  margin-bottom: 100px;
  flex-wrap: wrap;
}

.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  border-top: 1px solid var(--border);
  padding-top: 48px;
}
.stat .num {
  font-size: clamp(34px, 4vw, 48px);
  font-weight: 900;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
  letter-spacing: -1px;
}
.stat .label {
  color: var(--muted);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  font-weight: 600;
}

/* ---------- SECTIONS ---------- */
.section { padding: 120px 32px; }
.section-tight { padding: 80px 32px; }
.container { max-width: 1280px; margin: 0 auto; }

.section-head {
  text-align: center;
  margin-bottom: 72px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}
.section-head .eyebrow { margin-bottom: 20px; }
.section-head h2 {
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 900;
  letter-spacing: -1.5px;
  line-height: 1.1;
  margin-bottom: 20px;
}
.section-head h2 .gold { color: var(--gold); }
.section-head p {
  color: var(--muted);
  font-size: 18px;
  font-weight: 300;
  line-height: 1.6;
}

/* ---------- HOW IT WORKS ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.step {
  background: var(--surface);
  border: 1px solid var(--border);
  border-top: 2px solid transparent;
  border-radius: 8px;
  padding: 44px 36px;
  transition: all 0.3s ease;
  position: relative;
}
.step:hover {
  border-top-color: var(--gold);
  transform: translateY(-6px);
  background: var(--surface-2);
}
.step-num {
  display: inline-block;
  font-size: 12px;
  color: var(--gold);
  font-weight: 700;
  letter-spacing: 2.5px;
  margin-bottom: 20px;
}
.step h3 {
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 14px;
  letter-spacing: -0.3px;
}
.step p {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.7;
}

/* ---------- CTA BANNER ---------- */
.cta-banner {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  padding: 100px 32px;
  text-align: center;
  color: #0e0e0e;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%; left: -10%;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,0.15), transparent 70%);
  pointer-events: none;
}
.cta-banner h2 {
  font-size: clamp(34px, 5vw, 56px);
  font-weight: 900;
  letter-spacing: -1.2px;
  margin-bottom: 18px;
  position: relative;
}
.cta-banner p {
  font-size: 19px;
  margin-bottom: 36px;
  opacity: 0.85;
  font-weight: 500;
  position: relative;
}
.cta-banner .btn {
  background: #0e0e0e;
  color: var(--gold);
  position: relative;
}
.cta-banner .btn:hover {
  background: #1c1c1c;
  box-shadow: 0 10px 30px rgba(0,0,0,0.4);
}

/* ---------- FOOTER ---------- */
.footer {
  background: #080808;
  padding: 80px 32px 40px;
  border-top: 1px solid var(--border);
}
.footer-grid {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 56px;
  margin-bottom: 60px;
}
.footer-brand .logo { font-size: 22px; }
.footer-brand p {
  color: var(--muted);
  font-size: 14px;
  margin-top: 18px;
  max-width: 340px;
  line-height: 1.7;
}
.footer h4 {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--gold);
  margin-bottom: 22px;
  font-weight: 700;
}
.footer ul { list-style: none; }
.footer li { margin-bottom: 12px; }
.footer a {
  color: var(--muted);
  font-size: 14px;
  transition: color 0.2s;
}
.footer a:hover { color: var(--gold); }
.footer .contact-line {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 10px;
}
.footer .contact-line strong {
  color: var(--text);
  font-weight: 600;
}

.legal {
  max-width: 1280px;
  margin: 0 auto;
  padding-top: 32px;
  border-top: 1px solid var(--border);
  color: #555;
  font-size: 11px;
  line-height: 1.7;
  letter-spacing: 0.3px;
}
.legal-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 16px;
  flex-wrap: wrap;
  gap: 16px;
}
.legal-row .links a { margin-left: 24px; color: #777; }
.legal-row .links a:hover { color: var(--gold); }

/* ---------- ABOUT ---------- */
.about-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 80px;
  align-items: start;
}
.about-text .eyebrow { margin-bottom: 20px; }
.about-text h2 {
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 900;
  letter-spacing: -1.5px;
  line-height: 1.05;
  margin-bottom: 32px;
}
.about-text h2 .gold { color: var(--gold); }
.about-text p {
  margin-bottom: 22px;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.8;
  font-weight: 300;
}

.metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.metric {
  background: var(--surface);
  border: 1px solid var(--border);
  border-top: 2px solid transparent;
  padding: 36px 28px;
  border-radius: 8px;
  transition: all 0.3s;
}
.metric:hover {
  border-top-color: var(--gold);
  transform: translateY(-4px);
  background: var(--surface-2);
}
.metric .big {
  font-size: 40px;
  font-weight: 900;
  color: var(--gold);
  margin-bottom: 10px;
  line-height: 1;
  letter-spacing: -1px;
}
.metric .lbl {
  color: var(--muted);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  font-weight: 600;
}

/* ---------- SERVICES ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service {
  background: var(--surface);
  border: 1px solid var(--border);
  border-top: 2px solid transparent;
  padding: 40px 32px;
  border-radius: 8px;
  transition: all 0.35s ease;
}
.service:hover {
  border-top-color: var(--gold);
  transform: translateY(-8px);
  background: var(--surface-2);
  box-shadow: 0 20px 50px rgba(0,0,0,0.4);
}
.service-icon {
  width: 60px;
  height: 60px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin-bottom: 28px;
}
.service h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 14px;
  letter-spacing: -0.3px;
}
.service p {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 24px;
  line-height: 1.7;
  font-weight: 300;
}
.tag {
  display: inline-block;
  font-size: 11px;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--gold);
  padding: 7px 14px;
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 100px;
}

/* ---------- CONTACT ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 80px;
  align-items: start;
}
.contact-info-block {
  margin-bottom: 36px;
}
.contact-info-block .label {
  color: var(--gold);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 2.5px;
  margin-bottom: 8px;
  font-weight: 700;
}
.contact-info-block .value {
  font-size: 18px;
  font-weight: 600;
  color: var(--text);
}
.contact-info-block .sub {
  color: var(--muted);
  font-size: 14px;
  margin-top: 4px;
}

.why-block {
  margin-top: 48px;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}
.why-block h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 20px;
}
.why-list {
  list-style: none;
}
.why-list li {
  padding: 14px 0;
  color: var(--muted);
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 15px;
}
.why-list li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 900;
  font-size: 16px;
}
.why-list li:last-child { border-bottom: none; }

.form {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 44px;
}
.form h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 8px;
}
.form .form-sub {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 28px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-group {
  margin-bottom: 18px;
}
.form-group label {
  display: block;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  font-weight: 600;
  color: var(--muted);
  margin-bottom: 8px;
}
.form input,
.form select,
.form textarea {
  width: 100%;
  background: #0a0a0a;
  border: 1px solid var(--border-strong);
  border-radius: 6px;
  padding: 14px 16px;
  color: var(--text);
  font-family: inherit;
  font-size: 15px;
  transition: all 0.2s;
}
.form input:focus,
.form select:focus,
.form textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: #0e0e0e;
}
.form select {
  appearance: none;
  background-image: linear-gradient(45deg, transparent 50%, var(--gold) 50%),
                    linear-gradient(135deg, var(--gold) 50%, transparent 50%);
  background-position: calc(100% - 18px) 22px, calc(100% - 13px) 22px;
  background-size: 5px 5px, 5px 5px;
  background-repeat: no-repeat;
  padding-right: 36px;
}
.form textarea {
  resize: vertical;
  min-height: 130px;
  font-family: inherit;
}
.form .btn {
  width: 100%;
  margin-top: 8px;
}

/* ---------- PAGE HEADER (sub pages) ---------- */
.page-header {
  padding: 180px 32px 60px;
  max-width: 1280px;
  margin: 0 auto;
  text-align: center;
}
.page-header .eyebrow { margin-bottom: 20px; }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 980px) {
  .nav-links {
    display: none;
    position: fixed;
    top: 70px; left: 0; right: 0;
    background: rgba(14,14,14,0.98);
    backdrop-filter: blur(20px);
    flex-direction: column;
    align-items: stretch;
    padding: 24px 32px 32px;
    gap: 4px;
    border-bottom: 1px solid var(--border);
  }
  .nav-links.open { display: flex; }
  .nav-links li { padding: 12px 0; border-bottom: 1px solid var(--border); }
  .nav-links li:last-child { border-bottom: none; padding-top: 18px; }
  .hamburger { display: block; }
  .nav-cta .btn { display: none; }

  .hero { padding: 130px 24px 70px; min-height: auto; }
  .hero-ctas { margin-bottom: 70px; }
  .stats { grid-template-columns: 1fr 1fr; gap: 28px; }
  .steps { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; gap: 56px; }
  .services-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 56px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .form { padding: 32px 24px; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .section { padding: 80px 24px; }
  .cta-banner { padding: 70px 24px; }
  .page-header { padding: 140px 24px 40px; }
  .legal-row { flex-direction: column; }
  .legal-row .links a { margin-left: 0; margin-right: 20px; }
}

@media (max-width: 540px) {
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .metrics { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr 1fr; gap: 20px; }
  .nav-inner { padding: 16px 20px; }
  .logo { font-size: 19px; }
}